Terms of Use
Last updated: October 22, 2026
By using this website you agree to these Terms. If you do not agree, please do not use the site.
What we do
AutoRateShopper is a free comparison and referral service. We are not an insurance company, agent or broker. We do not issue policies, give insurance advice, or guarantee any quote, rate, discount or savings. Any policy you buy is between you and the insurer or agent you choose.
Your information
You agree that the information you submit is true and that you are at least 18 years old. You agree that we may share it with insurance agents, brokers, carriers and marketing partners as described in our Privacy Policy.
Consent to be contacted
When you check the consent box and submit the form, you agree to be contacted by us and our insurance partners by phone call, text message and email at the number and email you provided, including with automated technology and prerecorded or artificial voice messages, even if your number is on a Do Not Call list. Consent is not a condition of any purchase. Message and data rates may apply. You can opt out at any time by replying STOP to a text or by asking the caller to stop calling.
No warranty
The site and its content are provided "as is" without warranties of any kind. Information on this site is general and may not apply to your situation. Coverage, rates and availability vary by state, insurer and driver.
Limitation of liability
To the fullest extent allowed by law, we are not liable for any indirect, incidental or consequential damages arising from your use of the site or from any product or service offered by a third party.
Changes
We may update these Terms at any time. Continued use of the site means you accept the updated Terms.